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About Dream Nest

The people behind your case.

Dream Nest is a small, regulated team — not a call centre, not a faceless platform. Here is who you would actually be working with, from the first call to long after the signing.

Cassandra Lyn Rosenblum, founder of Dream Nest Spain
Founder & CEO

Cassandra Lyn Rosenblum

Cassandra Lyn Rosenblum was born in San Francisco and raised in Spain from her teenage years — close enough to call it home, foreign enough to remember exactly what it feels like not to understand the system.

Twenty years in banking, specialising in real estate financing, taught her how banks in Spain actually read a file — and how rarely that gets explained to the people it affects most. Dream Nest exists because that gap needed closing.

She is a mother of three, bilingual by life rather than by classroom, and the person most clients end up speaking to directly — not because Dream Nest is a one-woman operation, but because she still believes founders should be reachable.

Senior Mortgage Advisors

Ioana and Mónica keep every case moving.

Ioana Furau, Senior Mortgage Advisor

Ioana Furau

Senior Mortgage Advisor

A European by conviction as much as by passport — twenty years in Italy, a life shaped by borders that never quite felt like borders. Ioana specialises in helping non-resident buyers finance and secure property in Spain, translating complex cross-border profiles into cases banks understand.

She speaks English, Italian, Romanian and Spanish fluently, with working knowledge of French, German and Hungarian — language as a way of meeting people where they are, not the other way around.

Structured, organised, and unshakeably calm under complexity, Ioana brings the same care to a first-time buyer as to a seven-figure investment. Outside work, she's a mother, a traveller, and someone who can't walk past a stray dog without stopping.

Mónica Jane Cubel Fisher, Senior Mortgage Advisor

Mónica Jane Cubel Fisher

Senior Mortgage Advisor

Twenty years inside traditional banking taught Mónica what the system does well — and what it stopped doing. Branch management, teams, real decisions. But somewhere along the way, the sitting-down-and-listening part got lost to standardisation. So she left.

For nearly seven years now, she's worked independently, registered with the Bank of Spain as an ICI, bringing the same rigour without the disappearing act. At Dream Nest, every case gets the time it actually needs — not the time a process allows.

She teaches English on the side, dances when she can, and believes — correctly — that behind every mortgage is a story worth understanding properly before anyone touches a spreadsheet.

María Amparo Salvador Climent, Legal Counsel

María Amparo Salvador Climent

Legal Counsel

Qualified as a lawyer in Spain since 2020, María brings years of international work experience — and the adaptability, negotiation and conflict-resolution skills that come with it — into Dream Nest's back office. Her focus is real estate and mortgage law, where she supervises the legal and documentary side of every case: reviewing risk, keeping the paperwork right, and helping each operation move forward with order and precision.

She studied law believing rules should serve people, not the other way around. To María, a lawyer's job goes beyond interpreting legislation — it means helping people understand the system, protecting their interests, and standing beside them through decisions that matter. That same instinct has shaped decades of work with NGOs and social projects outside the office.

She speaks Spanish, French (C2, Alliance Française) and English, working comfortably with clients of different nationalities. María is a mother of two; outside work, she reads, gets outdoors, and keeps learning — convinced that real professional excellence comes from combining knowledge, experience, empathy and commitment.

What we believe

How we work, in four sentences.

Before the bank sees it We prepare your case before it reaches the bank — not after it gets rejected.
Beyond the headline rate We compare offers beyond the interest rate: linked products, conditions, what each one really costs.
After the notary Our relationship does not end at the signing — we keep you informed for as long as the mortgage runs.
Regulated, not improvised Regulated by the Bank of Spain · ICI E156. No hidden commissions, no claims we can't stand behind.
Where we work

A real office, not a virtual address.

C/ Federico García Lorca, 9, 12530 Burriana, Castellón — the same place Cassandra, Ioana and Mónica actually work from, every day. If you are ever nearby, the door is real too.

Regulated by the Bank of Spain · ICI E156

What this actually means

Before 2008, signing a mortgage in Spain often meant trusting the small print to be fair. It wasn't always. The financial crisis — and the wave of abusive clauses that came with it, like the "floor clauses" that quietly locked in a minimum rate no matter how far the market fell — forced a rewrite of the rules. Not a tweak. A rewrite.

In 2019, Spain passed a new law for mortgage lending — the LCCI (Ley de Contratos de Crédito Inmobiliario) — transposing an EU-wide directive designed to close exactly those gaps. In practice, it means: you receive a binding, plain-language offer days before you sign, not on the day. A notary has to walk you through the contract for free, at least one day before signing, and confirm you understood it — not just that you signed it. Banks now cover most of the arrangement costs that buyers used to carry alone. Early repayment penalties are capped by law. And anyone who intermediates a mortgage professionally — including us — now has to be registered and supervised, not just "helpful."

That's what "regulated by the Bank of Spain · ICI E156" means in practice: Dream Nest Consultants S.L. is registered as a real estate credit intermediary, under active supervision. It's not a badge we chose — it's a status we have to earn and keep.

Dream Nest Consultants S.L. · CIF B19728146 · C/ Federico García Lorca, 9, 12530 Burriana, Castellón, España. See our legal notice, privacy policy and whistleblowing channel.

Professional indemnity insurance Registration also requires us to carry professional indemnity insurance. If we ever get something wrong in a way that costs you money, that's what it's there for — not a marketing line, a legal requirement of being registered at all.
Continuous professional development Regulation changes. Bank criteria shifts. New buyer profiles emerge. We update our training every year — the annual LCCI compliance review is one example, not the whole picture. Staying current is not optional. It is how we avoid giving clients advice that was accurate last year.
Whistleblowing channel Since 2023, Spanish law requires companies like ours to maintain an independent channel where anyone — client, employee, or third party — can report something that isn't right, without going through us first. Ours is run by an outside compliance firm, DSM Consultoría, precisely so it isn't ours to control.
Data protection & compliance We comply with all obligations under the GDPR and Spanish data protection law (LOPDGDD). Our data protection framework is managed with the support of DSM Consultoría — because compliance is not something we do in-house at the margin.
Transparent fees Our fee arrangement is explained clearly at the start of every engagement, as required by the LCCI and Orden EHA/2899/2011. No surprises after the fact. No incentives we have not disclosed. You know how we work before we start.

Talk to a person, not a form

We are people, and we like helping.

Write to us at info@dreamnestspain.com or start your project directly — a real person reads every message.

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"Cassandra was excellent. It was so important to have someone trustworthy and available." — Kerry

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