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The paperwork side of buying

The documents a purchase in Spain actually requires.

Beyond the mortgage itself, a purchase in Spain runs on a specific set of documents and reports — some the bank requires, some the notary requires, some just make the process safer. None of it is optional, and most of it is confusing if nobody explains it to you first. Here is what each one actually is, in plain language, and how to request it.

Property valuation (Tasación)

A valuation isn't just paperwork for the bank — it confirms what the property is genuinely worth, and whether its legal and planning status matches what you've been told. Regulated by the Bank of Spain, it's a legal requirement if you're buying with a mortgage — and we recommend it even if you're paying in cash. We help you find a trusted, independent valuer who gives you a real market value and assesses the property's planning situation (situación urbanística), not just a number. We read the report for you and give you our own diagnosis in plain language, not just hand you a PDF. There are three different reports, depending on what it's for:

Official mortgage valuation (ECO)The official valuation required by your bank to grant the mortgage, under Orden ECO 805/2003 — market value plus a check of the property's legal and planning status. Arranged through Tinsa, and always explained to you afterwards, not just delivered.
Energy Efficiency Certificate (CEE)A separate service Tinsa offers through its own validation department — required before a property can be sold or rented in Spain.
Technical Building Report (IEE)The updated version of the old ITE. Certifies the property's conservation status and energy efficiency, valid for 10 years.
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Nota simple

An up-to-date extract from the Land Registry, confirming who legally owns the property and whether it carries any charges, debts or restrictions. We recommend requesting a current one before you commit to anything.

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Power of attorney (POA)

For cases where a family member represents you at signing because you can't be there in person. Handled by our in-house, colegiada lawyer.

Currently available through Dream Nest only for purchases in the Comunidad Valenciana.

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Arras contract (deposit contract)

The private deposit contract signed between buyer and seller before the notary appointment, setting out the price, deadlines and what happens if either side pulls out. Worth having reviewed before you sign.

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Interpreting at your signing

A professional interpreter present at your notary appointment, so you understand exactly what you're signing, in your own language.

Currently available only for signings in Valencia and Castellón.

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Document translation (non-sworn)

Translation of supporting documents that don't require an official sworn translation — useful for understanding contracts, reports and correspondence in your own language.

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A client signing property documents at the notary, with Dream Nest guiding the process

A real signing, not a stock photo

This is what it looks like when the paperwork is ready — a client signing at the notary, everything explained beforehand, nothing left to guess at on the day.

Not sure which of these you need

Tell us where you are in the process — we'll tell you what applies.

Your first call and your PDF dossier are free, with no commitment — nothing else is charged at this stage.

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"Cassandra was excellent. It was so important to have someone trustworthy and available." — Kerry

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